Investopedia suggests 20% of your monthly salary after tax should be allocated to savings AND debt repayments, so don’t over-commit. But credit cards, rent-to-buy, no-deposit, after-pay and the like are all schemes that offer instant financial gratification with hidden fees and high-interest consequences.Īvoid entering into debt relationships that may require debt management strategies to get out of later. In modern-day society, borrowing money has never been easier. The price difference for a box of powder differs considerably from brand to brand, yet reviewers often find the cheaper options deliver better results.Įasier said than done when under financial pressure. On your next visit to the store, take the time to look at the washing powder options, as an example. If you are used to buying a specific brand of product and have never stopped to check the price difference of a cheaper alternative, now may be the time to start doing so. Habits are reflected in day-to-day spending. To become weekly coffee treats and canteen lunches are just as good (sometimes even better) coming from your own kitchen. YouTube is flooded with home workouts that you may want to consider instead of a monthly gym membership. Once you’ve gone through your budget and you know what your monthly expenses are, you may need to consider reducing some of your expenses or removing Unfortunately, these increases have a direct effect on daily living expenses, so updating your monthly budget and sticking to it is critical.ĭivide your budget into housing, transport, food, utilities, insurance, healthcare or medical, school fees, entertainment, home maintenance, clothing, memberships, beauty, savings, investment or debt repayments and miscellaneous expenses (home appliances, decor etc). The World Bank is anticipating growing food and commodity prices for the next three years due to unrest in Eastern Europe. Fuel prices have reached record highs, which are attributed to the unrest in Ukraine, and the UN global price index is up 27% over the last year. The impact of increased inflation will undoubtedly affect almost every touch point in your day-to-day living. We chatted to local, Orange-based financial firm, Step Up Financial Group for some tips to help cope with rising inflation and the cost of living. You are welcome to visit Breast Screen NSW.įiled under: Health & Wellness, Lifestyle by Philippa MitchellĪccording to the Reserve Bank of Australia (RBA), inflation is forecast to reach 6% in the latter part of 2022.This increase is echoed across the globe as economies deal with supply chain interruptions and increasing commodity prices. So please check regularly and get help early. These days breast cancer isn’t a life sentence. Get a second opinion and keep going until you are certain one way or the other. Even if your GP doesn’t think there is a problem, don’t give up. If you do find something a bit different, no matter what, please see your GP and book an appointment at your local Breast Screen. Your breasts go from under your arms, right across to the centre of your chest, and from high up on your breast bone, right done to under your breast tissue.Įarly detection is the key to any cancer, and breast cancer is no different. So on the first of every month take your time to check your breasts properly for any lumps or abnormalities. We recommend you check your breasts once a month, and as a good reminder our motto is “Feel them on the first”. It is also really important to check your breasts regularly. Exercise is key to health and if your sports bras are old and have lost elasticity, they’re not doing their job, which is to prevent damage to your breast tissue from stretching both up and down and sideways, as you move. It’s estimated up to 85% of women are wearing the wrong bra size, so its really important to get measured for your bras and make sure your sports bras are up to a good workout. Breast tissue is not made up of a lot of muscle, so can be easily damaged. If you don’t give your breasts proper support from a well-fitting bra, your delicate breast tissue will start to stretch and sag and it can’t be reversed. Your breast tissue is incredibly delicate and needs tender loving care.
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